Cavity wall insulation compensation claims are threating to become the next PPI (Payment Protection Insurance) in the growing industry of claiming for something unfairly sold to the general public.
If you are reading this article, it is more than likely that you will have already had cavity wall insulation fitted in your home; but not every home in Britain is actually suitable for cavity wall insulation – just as PPI was not suitable [for everyone] as a protection plan for our credit cards, loans or mortgages.
Have you been misled when you bought cavity wall insulation? There is a strong chance you were, as some sales personnel in the industry were keen to drum up business and there is a chance they would have sold you an idea that insulating your cavity walls was an extremely good option.
Trouble is, there are homes – particularly those exposed to high winds, prevailing rainfall and end of terrace west-facing properties – that really should not even consider cavity wall insulation, as it can create dampness, mould on furniture, a bad smell, need to decorate to hide the issue or asthma and breathing problems, in extreme cases.
But that worrying information never managed to get in the way of the salesperson who urged you to get cavity wall insulation, as “it is the best solution for your home in the coming winter months”. The best way to claim compensation for cavity wall insulation problems is to call a solicitor and specifically ask for a specialist cavity wall insulation claims handler or solicitor.
If the reply comes and you hear, “Oh. We do not have a specific cavity wall insulation handling team at the moment”, then move on to the next solicitors that does. Most will, but not all have. Sure, PPI claim handlers are common in just about every solicitors’ offices up and down the country, save perhaps for legal and marriage solicitors or business lawyers working for corporate entities (such as Lloyds etc.), but solicitors in cavity wall insulation mishandling cases are not that common just yet. But it certainly looks like they will be any time soon.
You should have a list of answers to the questions you’ll be posed by the solicitor:
- Do you have damp walls or floors?
- Has any dwelling persons suffered from breathing problems or asthma?
- Have you had to decorate your room because of badly installed cavity wall insulation?